That's right. Why should we insure sick people anyway? It is just not the right thing to do at all ! If you think insurance is what sick people need, you stay away from me when I am sick! If you are sick do you want me to take you to your insurance agent ? Of course not! Sick people need treatment, not insurance!
Health Insurance is not for everybody and certainly not for people with preexisting conditions. So why in the world would we be trying to force anyone to insure people who are uninsurable? The entire precept lacks any common sense.
Now the obvious question is what do we do with the people who have preexisting conditions and need care and do not have insurance? The government proposes we use the IRS to pressure people to buy health insurance under penalty of law.
Well after pondering the insanity of fining people up to $250,000 and /or 5 years in prison for tax evasion if they did not purchase your product, and were unable to pay the tax penalty , I came to the conclusion that solution didn't make sense .
The idea of Timothy Geithner having people arrested for not paying a tax penalty for failure to purchase insurance was too much irony for me.Yet my mind kept thinking , Geithner, health care, taxes and the IRS~how could that be a solution ?
Then it struck me ! As bizarre as it sounds, could you imagine the IRS actually giving incentives to solve the crisis? Instead of taxing tax payers for not buying insurance instead we give people tax incentives?
That's right. Give Doctors, Hospitals and Drug Companies dollar for dollar tax credits for treating people with pre-exisiting conditions.
My State Representative was recounting a mindset he brings to Harrisburg. Lets use small numbers to illustrate the issue. If we both recognize there is a problem that we have to address and you say it will cost $15 and I say it will cost $20, since we agree there is at least a $15 problem we fund the $15 and debate the balance later.
Everyone agrees there is a insurance gap that is complicated by pre-exisiting conditions. Everyone recognizes there is a care giver shortage. Everyone recognizes we are broke. Those are all things reasonable and honest people agree on. We should immediately start giving dollar for dollar tax breaks to doctors, clinics and hospitals for the care they give to people who have pre-exisitng conditions and for a window of time for the insurable uninsured. Of course there is a potential that this could be abused, yet our first concern should be that people who are ill receive treatment . End the emergency and claim your political victory for helping people truly in need already !
When I get sick I do not need to see my insurance agent. When I get sick I really don't need to see the government! When I am sick I need treatment. It is important that we keep focused on what solutions the government is offering and whether it addresses the causation or the symptom. Relieve the symptom and work on a long term solution for the causation; treatment for the uninsurable. In the meantime, let's make sure that treatment is available to those who are not able to get it while we work out a better plan.
Don't Insure Uninsurable Sick People, give doctors and hospitals tax incentives to treat them instead because health insurance is not for everybody.